brenta wrote:I read this on the AAC website:
"When injured within the United States, members should call 911 immediately and then contact Global Rescue as soon as possible during the course of the rescue."
I've taken this to mean that if I have no cell phone connection, but my PLB calls 911 via satellite, then as soon as possible is as soon as I get coverage.
IMO, that's how most normal people would understand it. However, given insurance companies' collective track record of non-payment of legitimate claims, recission and general assholishness, I'd wager that if you filed a claim with GR they'd first try to deny it, saying you didn't call "soon enough."
(Disclaimer: I have no personal knowledge about GR's practices, but am extrapolating based on the rest of the insurance industry.)
And what's the deal with "preempting local SAR" per Fossana's post above? It sounds like GR is a rescue service, not rescue insurance. If it were true insurance, the premium would be based on the amount of coverage and the actuarial tables, and it wouldn't matter who performed the actual rescue services. We wouldn't have to deal with all this bullshit of having GR "coordinate the rescue."
Does GR cover searches, as well? It's one thing to fall into a crevasse and break a leg, call it in and have the helo pluck you off from Helen Lake. It's quite another to have multiple agencies scouring an entire mountainside for days, likely in bad weather, trying to find a lost/injured/potentially deceased climber. THAT gets expensive, and I don't believe GR coverage applies here (though it's been probably six months since I read their policy/application).