Dan, no worries.
Just throwing out ideas, but for 1100 CHF, you could probably buy an entire alpine kit for climbing peaks like the Matterhorn (rope, crampons, slings, carabiners, belay device, ice axe) not including stuff you need to buy regardless of whether you're taking a guide (boots, waterproofs, etc.). A couple books about climbing for your self-study, a year climbing gym membership, and a year membership to your local alpine club. All of the above for around 1100 CHF, I mean.
No you can't safely climb the Matterhorn without a guide just with the above, but add around two dozen progressively longer and more difficult alpine routes similar to the Matterhorn (rock at AD and slightly mixed terrain at the top) and you probably could. I could even imagine a good training program:
1) Use the alpine club membership (on simple outings, learning from classes or team members) and gym membership to get famililar with climbing, knots, etc. Bring your mountaineering boots into the gym and get used to climbing with them.
2) Climb a few very easy snow peaks to get the idea of crampons and basic alpine rope work. Breithorn, Castor, etc.
3) Climb progressively harder and longer rock routes: Lagginhorn, Pollux, (and a few more in here), Zinal Rothorn. The Zinal Rothorn is a good approximation for the Matterhorn.
4) Matterhorn Hornli Ridge!
Just an idea should you, like me, enjoy the satisfication of doing things independently... it's definitely possible... although not just technical experience but "time on the mountain" counts too -- "mountain judgement" on this kind of peak being far more important than technical skill -- so I would suggest you need about 2-3 years of good solid experience "on the mountain" before you attempt something like the Matterhorn.
OK not the easiest way, but the feeling of climbing the Matterhorn with just you and a friend is completely different and far better than being dragged up by a guide. Not for everyone, not for those without patience, time, and a deep desire to "learn how to climb", but worth it for some!