Why do I have to be poor right now. I'm guessing this deal don't last a week.

Josh Lewis wrote:Why do I have to be poor right now. I'm guessing this deal don't last a week.

that's why god invented credit cards.

brichardsson wrote:that's why god invented credit cards.

I'm hesitant to use those things. Perhaps I should get one just for the rare occasions.

Josh Lewis wrote:

brichardsson wrote:that's why god invented credit cards.

I'm hesitant to use those things. Perhaps I should get one just for the rare occasions.

Take it from a guy that learned the hard way-you are better off using cash!

TimB wrote:Take it from a guy that learned the hard way-you are better off using cash!

The only reason I'd even consider one is for credit to get certain things like renting a car. But even then I still don't want one. For now debit card works just fine.

Josh Lewis wrote:

brichardsson wrote:that's why god invented credit cards.

I'm hesitant to use those things. Perhaps I should get one just for the rare occasions.

the point is to only use them for what you can afford to pay off at the end of the month. there are too many perks available to not use a credit card, provided you use it responsibly.

it is also extremely helpful in building your credit profile for when you want to buy things like cars and homes.