Hi Andy,
I'm sorry to say this (but it might also come as a relief to you): If you have the appropriate size and really have the straps doubled back correctly, it is absolutely (i.e. physically) impossible that they come off ... So, as to question 1: No, this is definitely uncommon. If the straps were attached correctly, I can only guess that your harness might be to large.
Best regards from Switzerland, and enjoy climbing, anyway - it's very safe if done correctly.
B.
At the climing gym last night one of my leg straps came undone during a fall - as in the strap actually came completely back through the buckle. I am 1000% percent positive all of my straps were doubled back and there was plenty of exess remaining. The harness is a Black Diamond Momentum AL which is about 5 months old. I have a few questions that hopefully more expierenced climbers than myself can answer:
1. Is this common?
2. Should I get a new harness/return this one?
3. Anyway to prevent this from happening again?