Bob Sihler wrote:$315. I don't buy too much at regular price there, but I got the REI Visa card last April and have used it for most spending since then. I pay off my balance each month, so this is like "free" money for gear for me.
Rebates--
Non-REI purchases 1%
Sale-price REI purchases 5%
Full-price REI items 10%
And when I signed up, I got a $50 gift card as well. The REI Visa has been a great deal for me, and no annual fees.
If there is no annual fee then I may go ahead and get their Visa. I have a decent amount in work related expenses that I charge and get reimbursed for each month. It won't get me a lot of gear, but my wife will be happier when I save some money on my (at least annual) REI purchases!